Taking out a loan against your life insurance policy is a dynamic and flexible way to generate additional liquidity from your policy without having to surrender it.

What is Lending against assignment of Life Insurance?

Lending against assignment of Life Insurance means providing liquidity based on the assignment of a Life Insurance contract. It is as flexible and cost efficient as the Lombard Loan.

Who is Lending against assignment of Life Insurance suitable for?

Lending against assignment of Life Insurance is suitable for everyone who has established a Life Insurance contract with a reputable insurance company and wants to generate liquidity based on that policy. The maximum credit limit is defined according to on your personal needs and the available lending value of

i) the underlying assets of a Life Insurance contract or

ii) the net capital guaranteed surrender value of a Life Insurance contract.

Further information

Would you like to learn more about the Lending against assignment of Life Insurance solutions at Julius Baer? Your relationship manager would be delighted to provide you with more detailed information.