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Capital and debt instruments may not be offered, sold or otherwise transferred within certain countries (in particular the United States as defined in the United States Securities Act 1933, U.K., European Economic Area /, Italy and Singapore, but also in other countries) or to or for the account or benefit of citizens of such countries (in particular US persons) and/or to or for the account or benefit of certain persons and investor groups (such as e.g. prohibition of sales to EEA retail investors retail clients) in accordance with applicable regulations. Detailed information on selling restrictions can be found in the respective prospectus/product documentation and have to be abided by.