In this edition of the Julius Baer Global Wealth and Lifestyle Report, we explore the forces reshaping global wealth and the high-net-worth lifestyle. Drawing on data from 25 global cities and insights from affluent individuals around the world, the report examines how wealth behaves in a fragmented, multi-speed world.

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In this report we uncover

The most expensive cities for high-net-worth living

Singapore retains the leading position, while Zurich and Monaco rise to second and third place in this year’s ranking. 

How currency changes impact purchasing power

Currency movements are emerging as a key driver of lifestyle costs. For internationally diversified portfolios and globally mobile families, exchange rates are no longer a background variable – they are a decisive force shaping real outcomes. 

The influence of global uncertainty

As geopolitical tensions continue to rise, affluent individuals globally are reshaping the way they buy, invest, and live to protect what matters to them.  

This year’s results point to a sharp acceleration in one of the most powerful, yet often underappreciated, forces shaping global wealth.

Christian Gattiker, Head of Research