Key figures
| 30.06.2025 | 30.06.2024 | 31.12.2024 | |
|---|---|---|---|
| Assets under management (CHF bn)* | 482.6 | 473.8 | 497.4 |
| Net new money (CHF bn) | 7.9 | 3.7 | 10.4 |
| Total assets (CHF m) | 104,718.3 | 100,165.5 | 105,071.5 |
| Total equity (CHF m) | 6,738.2 | 6,173.1 | 6,828.8 |
| Total capital ratio* | 22.3% | 26.3% | 26.4% |
| CET1 capital ratio* | 15.6% | 16.3% | 17.8% |
| Number of employees | 7,335 | 7,484 | 7,595 |
| Number of relationship managers | 1,286 | 1,344 | 1,380 |
*In between the half-yearly financial reporting, updates on these figures are published in the 4-month and 10-month Interim Management Statements.
Further information can be found in the Key figures table below.
Julius Baer’s medium-term financial targets
Medium-term financial targets 2026 - 2028
| All targets are based on adjusted results1 | Medium-term targets |
|---|---|
| Net new money | 4-5% by 2028 |
| Cost/income ratio | <67% by 2028 |
| RoCET12 | >30% over 2026-28 cycle |
1 Adjusted results are derived by excluding from the IFRS financial results the impact on operating income (new since 1 January 2025) or on operating expenses related to acquisitions or divestments of businesses or participations (i.e. M&A transactions) as well as the taxes on those respective items. For definitions and more details please refer to the Alternative Performance Measures section of the Half-Year Report 2025.
2 Assuming a constant 14% CET1 ratio
The Group’s own floors are as follows:
- Total Capital Ratio3: >15%
- CET1 Capital Ratio4: >11%
3 Total Capital Ratio: Total eligible capital divided by risk-weighted assets in %
4 CET1 Capital Ratio: CET1 eligible capital divided by risk-weighted assets in %
Agency ratings
Currently, Moody’s assigned ratings and outlook to Bank Julius Baer & Co. Ltd. as follows:
- Long-Term Deposit Rating: A1
- Short-Term Deposit Rating: Prime-1 (representing the highest possible short-term rating)
- Long-Term Senior Unsecured and Issuer Rating: A3
- Counterparty Risk Assessment: A1(cr) for the long term, Prime-1(cr) for the short term
- Outlook: Stable