Your responses   CHF
Purchase price/Market value
Own funds*
Annual gross income
*Own funds, consisting of savings, Pillar 2/pension fund, Pillar 3, securities and similar instruments.
Financing
Funding levels
1st mortgage (up to 65% of the purchase price)
2nd mortgage (up to 80% of the purchase price)
Financing options
% remaining. Please adapt the allocation! allocation % too high. Please adapt the allocation!
Mortgage type Interest rate Total: % Amount Interest p.a.
Fix 3 years 1.15%
Fix 5 years 1.2%
Fix 7 years 1.3%
Fix 10 years 1.5%
Variable 3%
Libor 1.01%
Average
  Total:
Annual amortization (1% of funding levels)
Annual additional costs (1% of purchase price)
Total annual charge
Total monthly payment
Proportion of income
Affordability calculation  
1st mortgage (5% average interest)
2nd mortgage (5% average interest)
Annual amortization (1% of funding levels)
Annual additional costs (1% of purchase price)
Long-term annual charge
Long-term monthly charge
Affordability*
*Your long-term annual costs should not exceed 35% of your income.
All figures in CHF
Interest rate valid on26.09.2016