Julius Baer offers private and institutional clients a broad range of specialised investment products tailored to their needs. On request, we can also offer customised products for specific client requirements.
Exploiting new market trends
Julius Baer Certificates
Julius Baer Certificates give you the opportunity to participate in the performance of a specific sector or market, either through a carefully constructed basket of stocks or in the form of broadly diversified indices. The products’ short lead times ensure you benefit quickly from new market trends, the risk parameters of the Baer Certificates corresponding roughly to a direct investment in the respective underlyings.
Potential gains yet limited price risk
Julius Baer Pro (Protected) units
The strict risk limits applicable to Julius Baer Pro (Protected) units – which combine a zero coupon bond with an option on a specific index or basket of stocks – allow you to benefit from the performance of a specific index or stock market without an excessive downside price risk. The risk to investors is restricted by a form of capital protection known as a "floor".
Julius Baer Cushion Certificates
Julius Baer Cushion Certificates are instruments offering cushioned risk and an opportunity to participate fully in the performance of the underlying (index, stock, or basket of stocks). They are suitable for investors who are expecting a positive price performance but at the same time are unwilling to go without a limited degree of capital protection. With Cushion Certificates, down-and-out options are combined with standard options.
Increasing returns in directionless markets
Julius Baer ToY (Title or Yield) units
Julius Baer ToY (Title or Yield) units are especially suitable for investors wishing to increase their short-term return through the exploitation of neutral or slightly positive market trends. Julius Baer ToY units are issued at a discount to the strike price, which generally lies close to the actual price of the underlying.
ToY units can be structured in different ways. They may offer conditional capital protection (knock-in option) or relate to several underlyings (Julius Baer Double-ToY units). ToY units are combined with the help of a fixed income investment and a short put.
Julius Baer ICE (Income, Cash or Equity) units
Julius Baer ICE (Income, Cash or Equity) units are an alternative to fixed income investments, and are geared toward investors who expect a neutral to slightly positive performance from the underlying. The coupons paid contain an interest component as well as a capital gains element.
ICE units can be structured in different ways. Therefore, they may offer conditional capital protection (knock-in option) or may relate to several underlyings (Julius Baer Double ICE units, Julius Baer Triple ICE units). With ICE units, a fixed income investment is combined with a short put option.
Julius Baer FX CoY (Currency or Yield) units
Julius Baer FX CoY (Currency or Yield) units are aimed at investors seeking a short-term alternative to traditional money market investments and who expect a neutral to slightly positive performance from the investment currency in relation to a predefined conversion currency. The coupons paid contain an interest component as well as a capital gains element. FX CoY units are primarily used for the efficient management of the cash that often arises in different currencies when managing internationally diversified portfolios.
FX CoY units can also offer conditional capital protection (knock-in option).